Sending Thoughts and Support to South Africa
As we’re sure most of you know, Nelson Mandela has been in the hospital since the beginning of June and his condition has been worsening. FinanceSpectrum.com desired to take a break from our regular...
View ArticleOnline Financial Advising: Yay or Nay?
Thanks to rapid advances to technology, we now have the ability to perform many actions that used to have to be done “in-person” on the web. We’re talking everything from depositing a check, which...
View ArticleTeaching Money Management to Kids & Young Adults
When I was growing up, money was something of a taboo topic in our household. My parents never discussed mortgage, salaries, bills, or tuition costs with us kids. I didn’t get an allowance, or for...
View ArticleStudent Loan Interest Rates Double Overnight
For parents of students currently enrolled at universities and colleges around the country, we’re sure you’ve probably heard the news by now. And for parents of future college students, we wanted to...
View ArticleHow to Get to Financial Independence
We read an article recently that was cleverly timed with the July 4th holiday, and might sound gimmicky to some due to the nature of the title, but we got a lot out of it and wanted to share with...
View ArticleIndividual Health Insurance Rates Set to Jump October 1st
There are a lot of specially noted days on the horizon in the next few months: Independence Day, Labor Day, and Columbus Day to name a few. And most Americans celebrate and commemorate these days with...
View ArticleInsuring your Teenaged Driver without Breaking the Bank
It’s no secret that the younger the driver, the more of a risk they pose in the eyes of insurance companies. That’s why drivers get a break when they turn 25 years old, but that’s also why teenaged...
View ArticleDebt Reduction & Stashing Savings Supposedly “Not Enough”
After reading a recent Time article by Martha C. White, we here at FinanceSpectrum.com are left feeling a little indignant. White’s article, titled “Why Saving Money and Cutting Debt Doesn’t Cut it...
View ArticleWhich Comes First—Retirement Savings or College Fund?
Parents who start planning for their kids’ future education costs early are smart, and people who begin planning for their own retirement decades down the road are really smart. But the big question...
View ArticleSpend Like a Pauper to Save Like a King
We decided that now is as good a time as any to get back to Personal Finance 101: the basics. After reading an article in the Christian Science Monitor, we were humbled to remember that sometimes the...
View ArticleMedicare Overcharged $34 Million in Hospital Fees
Sometimes a cashier can ring you up wrong, accidentally overcharging you for groceries, or a waiter will mistakenly charge you for another table’s cappuccino. But imagine if the cost for other...
View ArticlePlan for Retirement Health Care Costs While You’re Healthy
When it comes to saving up for retirement, half the battle is knowing how much you’re going to need. The other half, of course, is starting early enough so that you can hit your mark and reach your...
View ArticleCredit Tips for the Forlorn
Most people that I meet understand (for the most part) the value of having a good credit score, but many of them aren’t quite sure what to do in order to give their score a boost besides paying off...
View ArticleDo You Need Travel Insurance?
It’s summertime, the days are longer, weather is warmer, and more people are traveling. This time of year is traditionally the time that people tend to take summer vacations, whether visiting family...
View ArticleThe Exploration Life Philosophy
The Exploration Life Philosophy Here at FinanceSpectrum.com, we pride ourselves in being trusted advisors on all things related to finance, money management, and retirement planning. But sometimes, we...
View ArticleMoney Management Tips for Recent College Grads with Loans
For college grads, it can feel like you’ve got student loans coming out of your ears. Recent data shows that the average college student graduates with about $26,600 in student loans to pay back....
View ArticleSports Fans, Tune in to Pro Ball Games for Health Insurance Information
That’s right—the changes to ObamaCare, namely the Affordable Care Act which is set to roll out in October, are currently being advertised via major league baseball games. Why would the federal...
View ArticleCollege Students = Fresh Meat for Credit Card Companies
Picture a Day-1 college freshman: excited to be away from home, reeling a bit in his or her newfound and somewhat complete independence, looking to have as many exciting and new experiences as...
View Article1 in 3 Fortune 500 Companies Offer Pet Insurance to Employees
We’ve all heard of—and perhaps experienced firsthand—companies offering employee benefits such as health insurance, sometimes including dental and vision, 401(k) plans and other retirement...
View ArticleTaking a Moment to Remember the Fallen Arizona Firefighters
FinanceSpectrum.com is opting today to forego our usual finance-related article to pay respects instead to the 19 fallen Arizona firefighters, who are currently being meticulously and honorably...
View Article
